• Alan Jose
  • April 18, 2019

A revolution like image of bad credit loans has become the reason to provoke countless expectations from these loans. After all bad credit rating is a prevalent situation and all its victims have the desperate desire to get rid of it. Embarrassing denials and demoralizing rejections on loans, credit cards etc. are enough to create this desperation. But this sometimes creates misconceptions and misinterpretations. You need to understand that mere presence of a loan product for bad credit people does not mean you have a magic wand in your hand.  

There is always the other side of the coin and to lead a peaceful financial life it is necessary to know that side. Below are some points on what you Can actually get and Cannot get from a bad credit loan. Read carefully and detect where you are misinterpreting.

Make sure that all your misconceptions and false expectations are clear. Less-than-perfect credit score performance is a big issue and you cannot afford to do mistakes. Whatever options are available know about them well, it is the part of financial literacy. Stay informed, stay cautious, most importantly stay disciplind and never ever let the bad credit dominate you again.

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Representative Example

Amount of credit €2,500 for 2 years. Interest rate: 75.3% pa (fixed). 24 scheduled monthly payments of €204.29. Total repayment of €4,902.91. Interest: €2,402.91.Representative 107.57% APR.

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