Personal loans

Enjoy seamless application and quick turnaround time with a personal loan.

A customised offer for personal loans is just 5 minutes away

What would you like to do when you are cash-strapped amidst an unexpected emergency? You might reach out for some hidden savings, which oftentimes does not exist. Besides, you can try gathering funds by asking your family.

All these can take away a lot of time, while emergencies do not last forever. Is there a way that can ensure the provision of speedy funds?

Easyadvanceloan, one of the most trusted personal loan direct lenders in the UK, can help you navigate this pressing financial problem.It is not that you have to believe in our words blindly. You can tour our website to understand our offerings and services better.

Finally, if you feel convinced, you can take your request for these loans forward with the aim of receiving a speedy loan quotation from us completely free of cost. We are attentive to everyone’s request, and this sets us apart from mainstream loan providers. You can grab a bespoke loan offer that can best match your situation.

You can get the loan money upfront and repay it as per convenience according to the prescribed schedule. Therefore, if you are looking for an affordable borrowing option to spread out the cost of an unexpected bill, we can be your lending partner.

personal Loans

Is it like getting a personal loan near me?

What is a personal loan? This form of borrowing is available from various lending sources like banks, credit unions and online lenders like us. Now, you should not expect the same kind of features from every loan provider.

You can count on our lending platform for the nearest and safest loan options at various locations like Glasgow, Wales, Bristol, Liverpool etc. We promise to transfer the loan money to your bank account after approval. You get access to these loans without searching the lending stores in your vicinity.

This loan option has proved to be an unparalleledcompanion in various scenarios which can be common or rare. Your borrowing purpose should be relevant.

  • Unplanned outgoings: You might have pending medical bills to clear or urgent repairs to complete. A personal loan is your go-to option to fetch money according to your needs.

  • Meet school fees: Delaying the annual fees of the school can ruin your child’s future. Apply for a suitable amount of loan to disburse the fees without further delay.

  • Larger purchases: Home renovation or sponsoring family vacations or managing some portion of your wedding outgoings might need a significant amount of money. You can arrange the same by applying for these loans without ignoring your actual financial capacity.

Borrowing cannot be more convenient than this. These loans literally honour any financial requirements, big or small, via options like secured and unsecured personal loans. An asset like a home or a car plays a pivotal role in letting you borrow a lump sum amount as secured funds.

Now, this is not a requirement for our collateral-free funding option. The magnitude of your requirements and financial potential should be the two important determinants in choosing the ideal type. The loan application format we follow has a major influence in letting us become your nearest lending source.

Step 1. Extract and apply

Visit our application page to enter relevant information in the form.

Step 2. Review and submit

Do not submit the form straightaway without final checking for potential errors.

Step 3. Approval decision

Following successful submission, we conduct a few checks for the final processing.

Step 4. Funds transfer

After our nod of approval, you need to accept the agreement to receive funds.

How to get a personal loan at the lowest interest rates?

It is alluring to run after proposals claiming to offer the cheapest deals like personal loans at the lowest interest rates. You cannot overlook the cost factor when getting financial assistance, as loans are meant for personal purposes. With the secured loan option, it is obvious to see lower interest rates due to collateral involvement.

However, the longer repayment term increases the overall payment exponentially. This does not happen when you choose short-term loans that do not flaunt any requirement for collateral. Moreover, you do not have to let go of your assets during delayed payments or defaults.

With the unsecured loan option available here, obtaining loan assistance of £1000 to £25,000 is possible, provided you know the exact requirement. The repayment span for the chosen amount should vary between 12 to 84 months. The extent of the borrowing range and the loan payment term elevate in the case of secured funding.

The interest rate multiplies with the time provided for repayment to give the ultimate cost. A given amount of any of these loans at a specific interest rate should produce different values. The longer the term is, the higher the value of the loan payments.

For this reason, to obtain personal loans at low APR, you must choose a shorter term, which is available with us.

Are personal loans available for easy approval?

Yes, we have minimised the intermediate steps to make any decision in the least possible time. When it is in your favour, you should not just expect easy but personal loans with instant approval at the same time. Our forte is to solve your problem as early as possible without causing unnecessary delays.

Easyadvanceloan does not stop here but offers additional features with the intention of presenting you with a wholesome loan option.

  • Only soft or no credit check

    We offer personal loans with no credit check to save surplus time. Besides, we do not feel the need to validate credit scores as affordability is critical for us. To make sure about it, we need current information about the variety of financial transactions that the borrowers perform. It helps us assess their performance in meeting the ongoing necessities with present income.

  • Provision for a cooling-off period

    This is a period of 14 days, after which you can exit the loan agreement. If, at any point, you realise you have adequate money in your savings to manage the recent necessity, we can let you go without charging any extra fees. In addition, we will provide you with 30 days to repay the loan amount.

  • Quick disbursal of funds

    We need information about the checking account to get credited with the desired amount of small personal loans. You do not have to meet any officer in the bank to enquire about the final confirmation and receipt of funds. Receive a notification about funds transfer on your mobile phone.

On what conditions can I use a personal loan for business?

It might sound weird to be able to use these loans during your entrepreneurship journey. However, this financing option can be flexible in many different situations for someone like you who is running a business. For this reason, using personal loans for business purposes should be your priority if:

For self-employed – If you have a home-based business and you want to scale it up, you will need financial support. Maybe the revenue generated so far cannot provide the necessary funding. In that case, you can reach out for these loans to meet the payouts.

For personal use – Since you are a business owner, it does not mean you cannot have personal financial requirements. These are two separate things, and your identity cannot stop you from getting financial assistance for personal purposes.

For improving credit scores – Your business might have a bad credit history restricting you from exploring better opportunities. You can get this funding solution as debt consolidation loans to pay off outstanding payments. Once debt size downsizes, the business credit scores start improving.

Whether or not you should incorporate this type of funding in your venture is your call. Identify the necessity and examine if it is the right financial situation to go ahead with the borrowing decision.

Is it possible to get a personal loan on guaranteed approval?

Getting assured assistance can be relative to your situation. If you want to borrow any amount like £23,000 without collateral, providing a personal guarantee might be essential to avail of guaranteed acceptance. A guarantor with consistent income and a good credit background enhances approval chances.

On the other hand, for personal loans with no guarantor on confirmed acceptance, you should agree to provide collateral. This reduces the lending risk and improves the likelihood of approval.

There is another scenario when you might need a smaller amount, like £5000, with no asset or personal guarantee. It is possible, based on your affordability, which should fulfil the requirement of income-based borrowing. Now, if you sum up these diverse situations, high acceptance chances depend on:

  • Present financial behaviour – You should handle your recent payments in a good way. Vital payments should happen on time. Besides, you must focus on creating additional savings from your current income.

  • Sincerity – Poor credit scores should not hold you back from improving your situation. This whole process should begin with credit rectifications. Your efforts in this regard matter a lot.

  • Affordable amount – No matter if you get an opportunity to borrow whatever amount. Do not exploit it but rather, you must utilise it by opting for a manageable amount that does not put too much burden on your pocket.

What out-of-the-box can you expect from Easyadvanceloan?

If you are looking forward to getting personal loans from lenders like us on feasible terms and rates, you should stop by here. From us, you can think of obtaining a loan offer personalised to fit your requirements and conditions. For us, the three pillars that can define our lending approach are:

Transparent communication

We never hide our fee structure. You can get involved in live chat with us to communicate your problems.

24/7 accessibility to our services

Our lending website is accessible round the clock. You can navigate the different pages and send us your questions anytime.

Utmost protection for your data

We indeed fetch information from you to process your loan request. We never share your confidential details with anyone else.

Shoot your query here or you can contact us directly without hesitation.

Personal loans FAQs

How can a personal loan for bad credit people like me be useful?

Being in a situation where you need financial assistance with poor scores is not your choice. However, it cannot deprive you of getting personal loans for bad credit as you can get through the approval process with lenders like us. Make sure you can meet repayment requirements to make the most out of these loans by improving your credit history.

What to do to manage loan payment responsibility?

Irrespective of your financial situation you are facing. Getting loans and sailing through loan repayment is achievable provided you take care of the following considerations:

  • Get acquainted with loan terms and conditions
  • Formulate a new budget by modifying the old one
  • Prioritise vital payouts
  • Monitor monthly payments without failure
  • Automate payouts if possible for you

Are interest rates fixed or flexible for these loans?

When you borrow from us, you can take advantage of fixed interest. As decided during the agreement, the rate remains constant throughout the term. This should not change with time or under the influence of any factors. Get an in-depth overview of the rates by fetching a free loan proposal from us by applying online right here.

Should I consider a payday loan as their alternative?

Yes, you can have payday loans instead of opting for these loans. They are accessible in small amounts but at high rates of interest, besides a compulsion to repay once receiving the next paycheck. This might not be the case with our loans, as you can get personalised rates and flexible duration for loan payments.

What could be the potential risks of getting a personal loan?

Although borrowing from us hardly has any major downsides to scare you, we want to be fair in our lending approach by letting you know how defaults can affect the overall cost. Additional charges as a penalty will be levied on you apart from the compounding interest rate. You must deal with this and lower your credit scores by repaying late.