Is It Possible To Win The No-Spend Challenge?
At this time, you may not want to give a toss to your financial concerns even if you run out of money every month and cannot work out where it is all gone. It raises an alarm bell when your money is not just serving you but a household. You can be fussy about tracking …
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Very Bad Credit Loans – What Are The Chances Of Getting The Nod?
People with very bad credit loans are also called subprime borrowers, but the chances for borrowing money are bleak as it implies that a CCJ might have been issued against you. Your credit score plummets to this level only when you make a default and your lender takes you to the court. A CCJ is …
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Direct Lender Loans vs. Brokers: Choosing The One for Your Financial Needs
When you need to borrow money, you have two main options – going to a direct lender or using a loan broker. Both have pros and cons that matter when making this big choice. Direct lenders provide loans directly to you. Brokers are middlemen who get deals from lenders for you. To pick the best …
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Creative Ways To Have Enough Money For Your Retirement
Retirement planning ensures sufficient money to live off in the twilight years, but that is not an overnight process. It is instead a feat of endeavour. The roadmap must be set as soon as you set off your career. An IRA and 401(K) retirement account will help build a nest egg, but that might not …
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Bridging Financial Gaps with Unsecured Loans: A Tactical Approach
When money is tight, unsecured loans can throw you a lifeline. Unlike loans backed by collateral like cars or homes, these don’t require you to risk possessions. Maybe an unexpected crisis drained your savings. Or bills and debts are piling up faster than your paychecks can handle. Perhaps you need cash to grab a smart …
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Retirement Planning in Your 20s: A Forward-Thinking Plan
It’s never too early to start planning for retirement. The myth is that it’s only for those close to retiring. The truth is the earlier you start saving, the more time your money has to grow. Some think retirement planning is only for those in their later years. But the earlier you start putting money …
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